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CIRO Daily Challenge — February 19, 2026 | EnCiro | EnCiro

Daily Challenge/February 19, 2026

🔥 Daily ChallengeCIREConflicts of interest and ethicsHard

Which of the following communications would likely violate CIRO Rule 3602 regarding 'unjustified promises'?

2 attempts · 50% correct

'Past performance is not indicative of future results; investments can lose value.'

'Our firm has provided financial services to Canadians for over 50 years.'

'Investing in this balanced fund will ensure your retirement savings never decrease in value.'Correct

'Our goal is to outperform the S&P/TSX Composite Index over a five-year period.'

Why

This is an unjustified promise and a guarantee of performance, which is strictly prohibited in securities communications.

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